Terms & Conditions

Draft for review — please complete the highlighted placeholders before publication.

Effective date: 30.08.2026

1. Provider

Pillinger Works is operated by [LEGAL ENTITY NAME], registered at [REGISTERED ADDRESS]. Contact: [CONTACT EMAIL]. Company/VAT details: [COMPANY / VAT DETAILS].

2. About Pillinger Works

Pillinger Works provides software, educational and productivity services for people who learn about or actively manage financial-market trading. Our services may include Trading Journal Pro, My Expenses, educational materials, broker-related information and related platform features.

3. Educational and informational nature

Unless expressly stated otherwise, Pillinger Works content is provided for educational and informational purposes only. Nothing on the platform constitutes personalised investment, financial, legal or tax advice, or a recommendation to buy or sell a financial instrument.

4. Accounts

You are responsible for providing accurate information, protecting your credentials and using your account lawfully. You must not share access credentials or use the service to violate applicable law or the rights of others.

5. Plans and subscriptions

Pillinger Works may offer free and paid plans. Paid subscriptions renew according to the plan and billing terms shown at checkout. Prices, taxes where applicable and billing intervals are presented before purchase.

6. Payments and billing

Payments may be processed by Stripe or another payment provider identified at checkout. Pillinger Works does not store complete payment-card details on its own servers where the payment provider processes those details.

7. Cancellation and termination

You may cancel a recurring subscription using the available account/billing controls. Cancellation normally prevents future renewals while access remains available according to the applicable plan terms. We may suspend or terminate access for material breach, abuse, fraud or unlawful use, subject to applicable law.

8. Consumer rights

If you are a consumer, mandatory statutory rights apply. Where EU consumer rules grant a right of withdrawal, those rights and any applicable exceptions are preserved. Nothing in these Terms is intended to remove rights that cannot legally be excluded.

9. User content and uploads

You retain your rights in content and files you upload. You grant Pillinger Works only the permissions reasonably necessary to provide the service, including storing, processing and displaying the content within your account or requested features.

10. Intellectual property

The Pillinger Works platform, software, branding, original educational materials and other protected content remain the property of Pillinger Works or its licensors unless stated otherwise. You may not copy, redistribute, resell or commercially exploit protected material without permission.

11. Availability

We aim to provide a reliable service but cannot guarantee uninterrupted availability, error-free operation or permanent availability of any particular feature.

12. Financial-market disclaimer

Trading and investing involve risk, including the possible loss of capital. Past performance, examples, simulations and educational materials do not guarantee future results. You remain solely responsible for your trading and investment decisions.

13. Changes

We may update these Terms when reasonably necessary. Material changes will be communicated through appropriate means. Continued use after the effective date of an updated version constitutes acceptance only to the extent permitted by law.

14. Governing law and contact

These Terms are subject to the mandatory rules applicable to the customer and the laws/jurisdiction identified here: [GOVERNING LAW / JURISDICTION]. Questions about these Terms can be sent to [CONTACT EMAIL].

15. Version

Version: 30.08.2026